Zurich Voluntary Accident Insurance

for State of Wisconsin Employees

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You can’t always predict the future.

But you should be prepared for it.

Having the right accident insurance protection in the event of an accident is important:

  • Unintentional injuries are the fourth leading cause of death over-all and first among people in the age groups from 1 to 44 Injury Facts 2017, National Safety Council.
  • On average, 17 unintentional injury related deaths and about 4,630 medically consulted injuries occur every hour during the year Injury Facts 2017, National Safety Council.
  • Unintentional-injury-related deaths per 100,000 population in the state of Wisconsin
National Safety Council analysis of National Center for Health Statistics

Individual lifestyles and family dynamics pose different financial consequences when unexpected accidents disrupt lives. Having the right accident insurance protection in the event of a severe accidental injury or even death can be critical. Voluntary Accident (“VAD&D”) can help cover expenses associated with major on- and off-the-job accidental injuries and protect your savings should the unforeseen happen.

  • Pays high limit benefits for accidental death and covered injuries — regardless of any other insurance
  • Provides high limit coverage for catastrophic injuries — for increased financial security
  • Offers premier travel assistance when on- or off-the-job — travel protection one hundred (100) miles from home or around the world


*State of Wisconsin Group Insurance Program is not a subsidiary or affiliate of Zurich and use of State of Wisconsin Group Insurance Program products and services is independent of, and not included within, the VAD&D Policy or any other Zurich product or service.

**This is intended as a general description of certain types of insurance and services available to qualified customers through World Travel Protection Inc. WTP operates as a third party travel insurance administrator for North American life insurance companies and banks.

***CyberScoutTM is not a subsidiary or affiliate of Zurich and use of CyberScoutTM Identity Theft resolution services is independent of Zurich insurance products. Zurich expressly disclaims any and all damages and other costs that may arise related to the use of or reliance on the services, representations or warranties made by or on behalf of CyberScoutTM.

Zurich Travel Assist is a registered trademark for travel assistance coverage and administered by World Travel Protection, a member company of the Zurich Insurance Group.

This document provides a general description of the primary features and characteristics of this insurance program solely for informational purposes and does not revise or amend the underlying policy underwritten by Zurich American Insurance Company (NAIC #16535 domiciled in New York), 1299 Zurich Way, Schaumburg, IL 60196-1056. Please refer to your individual policy for a detailed description of the insurance coverage, including the exclusions, limitations, restrictions, and termination, Policy Form GPA 0214266. In the event of a discrepancy between this document and your policy, the terms of your policy shall apply. All benefits are subject to the terms and conditions of your policy. ©2016 Zurich American Insurance Company. All rights

The good news is that Zurich’s Voluntary Accident insurance can help when accidental injury or death occur. Zurich comes through for you and your family with cash benefits for covered accidents – fast. You can count on us to be there when the unexpected happens. The Travel Assistance** and Identity Theft*** are added services that you can take advantage of when they are needed most, worldwide protection, 24 hours a day, 365 days a year.